In Texas, hurricane season officially begins June 1 and ends November 30. However, storms can also form ahead of and after that time frame. It’s important for residents of coastal areas to be prepared throughout the year. These powerful storms can cause major damage to homes, resulting in significant financial losses for homeowners and insurers.

Typically, the peak of hurricane season in Texas occurs during August and September. The state has had 17 hurricanes make landfall during those months, compared to only three during October.

However, the severity of a hurricane can vary greatly from one year to another. For instance, hurricane Harvey in 2017 caused catastrophic flooding in Rockport, Port Aransas, and other communities. The Category four storm also caused 130-mile per hour winds, making it the most dangerous and costly hurricane in U.S. history.

While it is impossible to say which part of the state is safest from hurricanes, it’s essential for residents to take precautions during this time. This includes heeding warnings, preparing an emergency plan, and stocking up on supplies.

In addition, it’s a good idea to talk to your insurance agent about specialized coverage for coastal properties and high-value items. This type of coverage may help to mitigate financial loss in the event of a hurricane. In some cases, this coverage may be available as an add-on to your home insurance policy. Alternatively, you can get information on how to prepare for hurricanes and other weather disasters from the Texas Department of Insurance.